Report Writing on Micro-credit Programme of Grameen Bank

Micro-credit programme of Grameen Bank in Rangpur

Nishat, Rangpur, 18 May 2023 : There are many NGOs working for the poor people in our locality. Among them, Grameen Bank and BRAG are remarkable. Grameen Bank is a bank for giving micro-credit to the landless poor. It is a self-governed money lending banking system. Its motive is to give bank facilities to the neglected poor in the form of loans for increasing their income. Many poor villagers in my locality realized that poverty alleviation is the supreme target of the Grameen Bank. Grameen Bank is active at the grassroots level with their welfare, relief, poverty alleviation, social upliftment, environmental and overall development programmes. Our poor villagers have now direct access to the aid, credit and support extended by the Grameen Bank. In many cases they are giving our poor the idea and means to a better and comfortable living. Through micro-credit programmes of the Grameen Bank the poor villagers are engaging themselves in income generating and self-employment works. Grameen Bank deals with the landless peasants only. It does not take any security from the loan receivers. Two or three thousand taka is given to each member to invest in profitable small jobs like cane and bamboo work, boat making, shopping, food processing, rickshaw pulling, cultivating and so on. It is expected that in near future the bank will remove poverty and other drawbacks from the country and present a rich and happy Bangladesh to us.