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IELTS Speaking Part-3 Money

Why do young people tend to waste money?

Well, the allure of extravagance often beckons the young crowd. It's not merely about spending but an intrinsic part of the youthful experience – a rite of passage into adulthood. The influx of a paycheck seems like a golden ticket to indulge in the thrill of the moment, embracing the latest tech gadgets, trendy fashion, and the mantra of "you only live once."

What kinds of things do people like to buy in your country?

In my country, the shopping carts are diverse, reflecting a blend of practicality and indulgence. The latest tech gadgets, fashion trends that define individuality, and the ever-popular pursuit of culinary delights dominate the shopping landscape. It's a medley of the functional and the indulgent, a testament to varied preferences.

How do people become rich?

The journey to wealth resembles a multifaceted puzzle, demanding a concoction of hard work, strategic decision-making, and a sprinkling of good fortune. Negotiating this financial maze involves making astute choices, seizing opportunities, and cultivating resilience. It's a complex narrative where success is often forged through a combination of ambition, dedication, and navigating the unpredictable twists of fate.

Why do people often want more money, no matter how much they have got?

The insatiable appetite for wealth is akin to an ongoing odyssey. Money, like a magnetic force, opens doors to opportunities, security, and an enhanced lifestyle. The desire for more isn't just avarice; it's an intrinsic pursuit of an ever-improving quality of life, revealing the paradoxical nature of wealth as both a means and an end.

What are some reasons for people being poor? Can poverty be avoided?

Poverty, a complex tapestry woven from threads of limited education, scarce job opportunities, and unforeseen misfortunes, is a challenge rooted in systemic issues. Mitigating poverty involves addressing its multifaceted causes through investments in education, creating job opportunities, and establishing safety nets. While complete avoidance may be elusive, proactive measures can certainly loosen the grip of poverty.

Why are poor people in many cases more generous than rich people?

The generosity of those grappling with limited means often stems from an innate understanding of the struggles of others. Having experienced hardships, empathy becomes a second nature, prompting acts of kindness and a willingness to share whatever little they possess. In the midst of scarcity, a spirit of generosity emerges as a remarkable silver lining.

Do you think that riches can have a bad effect on a person? How?

Riches, while desirable, can be a double-edged sword. The pursuit of wealth sometimes leads to a Pandora's box of temptations – lavish lifestyles, power dynamics, and even a sense of isolation. The acquisition of substantial wealth can alter priorities, potentially leading to a loss of connection with the simpler joys of life and a deviation from authentic values.

Do you think taxes in your country are too high/low?

The eternal debate over tax rates echoes diverse opinions. Some argue that it borders on exorbitant, hindering economic growth, while others believe it is a necessary contribution to maintain a well-functioning society. Striking the right balance – not too high to stifle progress, not too low to jeopardize essential services – remains an ongoing challenge.

If you were the ruler of your country, what would you do to change the taxation system?

In the realm of hypothetical governance, a fairer taxation system would be the objective. This might involve nuanced adjustments to the tax brackets, alleviating the burden on the middle class. The aim would be to ensure that everyone contributes, fostering a sense of shared responsibility without any segment feeling unduly burdened.

Should parents give a credit card to teenagers?

Navigating the waters of financial responsibility with teenagers involves a delicate balance. While introducing a credit card could impart valuable lessons, it also carries the potential for financial chaos. A phased approach, starting with a debit card as a financial training wheel, might provide a safer initiation into the complexities of managing credit.

How do you think the government uses all the taxes they collect?

The allocation of tax revenue is akin to a grand juggling act for the government. Ideally, taxes fund essential pillars of society – education, healthcare, infrastructure. However, the intricacies of budgetary decisions often remain a bit of a mystery, leaving citizens to ponder the nuances of how the financial pie is distributed.

Can a person be rich without having a lot of money or possessions? How?

Certainly! The concept of wealth can extend beyond material abundance. Riches, in a more profound sense, can be measured by experiences, meaningful relationships, and personal growth. One can be rich in love, knowledge, and contentment without accumulating a surplus of possessions. It's a paradigm shift, where the emphasis lies not just on what one has but on what one values and deems as treasures in life.

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